The network puts these around an agency: Carrier access, Stronger economics, Agency growth, Expert support, Technology and tools.
Comparison
The no-fee aggregator
How the large no-fee aggregator works, who it suits, and where this network differs.
Comparison
The no-fee aggregator
How the large no-fee aggregator works, who it suits, and where UAA Network differs.
Written from what organizations using this model publish about themselves, and deliberately not naming them: the useful comparison is between ways of building a network, not between logos. If anything here is out of date or unfair, tell us and it will be corrected. That offer is not decoration.
Side by side
The large no-fee aggregator
- Very large, and typically strongest in personal lines
- Publishes a no-fee, commission-cap model with full book ownership, which is among the clearest economics anybody in this sector publishes
- Fast appointment access is central to the offer
- At that scale the relationship is necessarily less personal, and support is a process rather than a person
UAA Network
- The same commitment to publishing economics plainly
- A smaller network, which is a trade: fewer members, more attention
- Growth support beyond market access: producers, commercial expansion, perpetuation
- Honest about when more scale would serve you better
Who it is built for
Built around a published commission cap.
Where the large no-fee aggregator is the right answer, and for which agency.
The large no-fee aggregator publishes one number, applies it to everybody, and lets the agency keep everything above it. That is easy to understand, easy to model and easy to hold somebody to, and it is the clearest economics anybody in this sector publishes. Personal lines agencies wanting fast appointment access are exactly who it is for.
If the only thing you want from a network is markets at a known price, that is what this model is for.
What it leaves you to solve
What this model leaves on the owner.
Every arrangement puts some risk back on the agency. Here is where this one does, and what we do instead.
- Support at that scale is a process rather than a person, so the risk that does not fit is still yours to place.
- A cap is an economics arrangement, not a relationship: nobody is negotiating on your behalf about appetite or about a carrier that keeps saying no.
- Growth work, producer economics, perpetuation and the rest of running the agency sit outside the offer entirely.
Every one of those is settled in writing here before you join, and the commercial terms behind them are published in public.
The honest way to choose is to ask both.
Ours takes four questions and gives you an answer at the end, including an honest "not yet".
The honest way to choose is to ask both.
Ours takes four questions and gives you an answer at the end.